Estimates only. Principal & interest. Offset reduces interest‑bearing balance but not the scheduled repayment.
Guide only. Lenders use different assessment models (buffers, shading, HEM). Speak with Kare Brokerage for a tailored assessment.
Repayment
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Total interest (life of loan)
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Time to pay off
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Tip Fortnightly/weekly schedules can reduce interest by paying more often.
Estimated borrowing power
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Assessment rate used
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Max monthly repayment
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Heads up Rate, buffers & expenses drive this number. We can fine‑tune it for your scenario.