Is your current loan costing you too much?
We review your existing loan, compare 40+ lenders, and tell you honestly whether refinancing will save you money.
A refinance review that actually means something
We don't just look at the headline rate. We look at your full loan picture to find out whether switching makes real financial sense for you.
Rate Gap Analysis
Compare your current rate against what's available today. Even 0.5% can mean thousands of dollars per year.
Break Costs & Fees
We calculate any exit fees, discharge costs and new loan fees so you can compare the true net saving.
Loan Structure
Sometimes a better rate isn't the answer — a better structure (offset, split, IO) can make a bigger difference.
Cash Flow Impact
We model exactly what your monthly repayment becomes after refinancing so you can see the difference immediately.
40+ Lenders Compared
We search the whole market — not just the big four. Specialist and non-bank lenders often offer the sharpest rates.
No Disruption to You
We handle everything. You sign the paperwork, we manage the switch. Most refinances settle within 4–6 weeks.
See how much you could save
Enter your current loan details and a target rate to see the potential monthly saving. It takes 10 seconds.
Refinance Savings Estimator
Simple. Fast. No disruption.
From initial review to settlement, most refinances are done in 4–6 weeks.
Free loan review
We analyse your current loan — rate, structure, features and fees. No cost, no obligation.
We find a better deal
We search 40+ lenders and present the best option with a clear comparison. You decide.
We handle the switch
We manage all paperwork and lender communication. Most clients barely need to do a thing.
Let's see if we can save you money
Tell us about your current loan. Kevin will review it personally and reply within 1 business day.
- Current rate benchmarked against 40+ lenders
- Break costs and fees calculated upfront
- True net saving modelled for you
- No cost to you — ever
No spam. Kept strictly confidential. By submitting you consent to being contacted by Kare Brokerage.