Home loans for self-employed Australians.
We help contractors, sole traders and business owners get the right lender, the right structure and a smoother path to approval.
The usual bank problems handled
Self-employed income is rarely neat. That doesn't mean your loan has to be hard. We know which lenders work with variable income and how to present your file properly.
Variable Income
We structure your application around how you actually earn not just a rigid payslip template.
Low Doc / Alt Doc
For clients who can't use standard docs, we can explore alternative pathways with eligible lenders.
Right Lender Match
We compare lenders that are genuinely open to self-employed borrowers, not just the easiest bank to apply to.
Business Owners
Company structures, contractors, sole traders and freelancers all need different loan strategies.
Approval Strategy
We flag what matters before you apply so you don't waste time, credit checks or momentum.
Paperwork Help
We help organise the documents lenders want, with less back-and-forth and fewer surprises.
We make the application fit your income.
Different lenders treat self-employed income very differently. The right choice can mean the difference between approval and a dead end.
- Contractors and sole traders
- Business owners with complex income
- Low doc and alt doc scenarios
- Investment and owner-occupier loans
- Refinancing existing self-employed loans
Simple steps, no guesswork
You tell us what you do. We tell you what lenders will likely want.
Free strategy session
We look at your business structure, income and goals to see what's realistic.
Best lender path
We match you to lenders more likely to understand your income and approve the deal.
Application support
We manage the paperwork and lender communication through to approval and settlement.
Let's find a lender that gets self-employed income
No cost. No obligation. Kevin will review your situation and reply within 1 business day.
- Borrowing power assessed for free
- Lender fit checked against your income structure
- Options for low doc / alt doc situations
- No cost to you — ever
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