Australia's trusted mortgage broker
Stress-free loans with your goals in mind
With smart digital solutions and a customer-first approach, we make lending simple. Let us tailor the right loan for you — so you can focus on what matters most.
40+
Lenders compared
$0
Cost to you
1 day
Response time
100%
Customer focused
🛡️ Credit Representative #567670
🏢 Mortgage Australia Pty Ltd ACL 377294
🤝 AFG Aggregator
💰 Free service — always
⚡ Same-day response
What we do
How we can help
Whether you're buying your first home, refinancing, or investing — we've got the right loan and the right lender for you.
First Home Buyer
We make home loans simple. We guide you through every step with expert advice and smart digital tools to make the process seamless.
Refinancing
We care about getting you a better deal. Lower rates, better terms, and smart solutions — tailored to save you money and fit your needs.
Investment Loan
Investing in property? We care about finding the right loan to maximise your returns. Expert advice and smart lending solutions tailored to your goals.
Construction Loan
Bringing your dream home to life with the right construction loan. From land purchase to final build, we structure flexible funding solutions.
Why Kare Brokerage
We do things differently
We're not a bank. We work for you — comparing dozens of lenders to find the loan that actually fits your life.
40+ Lenders
We compare Australia's biggest banks and specialist lenders — not just one or two. More options means a better deal for you.
Always Free
Our service costs you nothing. Lenders pay us when we settle your loan — you keep every dollar of savings.
Fast & Simple
We handle the complexity so you don't have to. From application to approval, we keep things moving quickly.
Exclusive benefit
Are you a doctor, nurse or allied health professional?
You may qualify for waived LMI, 5% deposit, and exclusive loan terms not available to the general public. Save up to $30,000 in insurance costs alone.
Find out if I qualify →The process
Getting your loan sorted — in 3 steps
We make the process simple from start to settlement. Here's what to expect.
1
Tell us about your goals
Book a free call or fill in the form below. No commitment, no credit check at this stage.
2
We find your best match
We compare 40+ lenders and recommend the loan that best fits your situation and goals.
3
We handle everything
We manage the paperwork, liaise with the lender, and guide you all the way to settlement.
Guides & insights
Learn before you decide
First Home Buyer
First Home Buyer Guide 2026
Everything you need to know — grants, deposits, how to find the right loan and avoid costly mistakes.
Read guide →
Deposit
How Much Deposit Do You Really Need?
20% is the myth. We break down what you actually need — and how to get in sooner than you think.
Read guide →
Refinancing
Should You Refinance in 2026?
Rates have shifted. Find out if you're paying too much on your current loan — and what switching could save you.
Read guide →
Investing
How to Structure an Investment Property Loan
Interest-only vs P&I, offset accounts, IO periods — get the structure right from day one.
Read guide →
Construction
How Construction Loans Work
Progress draws, fixed-price contracts, council approval — we explain the whole process simply.
Read guide →
Brokers
Why Use a Mortgage Broker?
A broker works for you — not the bank. Here's what that actually means and why it matters for your loan.
Read guide →
Local
Why a Local Broker Beats Going to the Bank
Local knowledge, personalised service, and access to lenders the big banks won't tell you about.
Read guide →Free consultation
Let's talk about your loan
No cost. No obligation. Kevin will personally review your situation and get back to you within 1 business day.
- Free loan assessment — no strings attached
- 40+ lenders compared for you
- Expert guidance from application to approval
- No cost to you — ever
- Same-day response during business hours
🎉 Thanks! Kevin will be in touch within 1 business day.
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Kevin Ferret is a credit representative (#567670) of Mortgage Australia Pty Ltd (ACN 09 1941 749 | ACL 377294). All loan applications are subject to lender credit assessment and approval criteria. This page contains general information only and does not constitute financial advice. Speak to a licensed broker for personalised guidance.
